Truth in Savings Consumer Account Rate Sheet

Print This Page

This document is part of your Truth in Savings Disclosure. Please refer to your Member Handbook for additional account information.

Membership Share Savings Accounts

TIERED EARNINGS

$25.00 minimum balance to open, maintain account and earn dividends.

Health Savings Accounts

TIERED EARNINGS

$0.00 minimum balance to open account. $0.01 minimum balance to maintain account and earn dividends.

Money Market Plus Accounts

TIERED EARNINGS

$0.00 minimum balance to open account and $2,500.00 to earn dividends. $0.01 minimum balance to maintain account.

Checking (Share Draft) Accounts

$0.00 minimum balance to open account.

$0.01 minimum balance to maintain account.

$1,500 minimum balance to earn dividends on Interest Checking.

Individual Retirement Accounts

$25.00 minimum balance to open account. $0.01 minimum balance to maintain account and earn dividends.

Liquid Certificate

Liquid Certificates offer members a choice of three short-term certificates (3, 4 and 5-month terms) at a competitive rate while providing easy and flexible access to the Certificate deposit.

• Minimum Opening balance of $1,000 in “new to Tech CU” money.
• Make unlimited “new-to-Tech CU” deposits.
• Funds can be withdrawn without penalty six days after certificate opening. However, a minimum of $1,000 must be maintained in the account.
• One withdrawal per calendar month may be made during the term of the Certificate if it is made six days apart from any previous withdrawal, irrespective of the month in which the withdrawal is being made.

Consumer Certificates and IRA Certificates

$1,000.00 minimum balance to open a Certificate.

Jumbo Consumer Certificates and Jumbo IRA Certificates

$95,000.00 minimum balance to open a Jumbo Certificate or Jumbo IRA Certificate.

Special Offer: High-Yield Savings Account

Earn a blended Annual Percentage Yield (APY) in a Tech CU High-Yield Savings Account when you open a Tech CU Checking Account.*

A $100.00 minimum balance with new-to-Tech CU money** is required to open this account. A $0.01 minimum balance is required to maintain the account and earn dividends. There is no monthly maintenance fee.

Tiered Earnings for Qualified Accounts

Note: With an accompanying checking account product open on the membership, the first $5,000.00 in the High-Yield Savings Account will earn the APY for balances up to $5,000.00, the next $5,000.00 will earn the APY for balances between $5,000.01 and $10,000.00, the next $10,000.00 after that will earn the APY for balances between $10,000.01 and $20,000.00, and balances over $20,000.00 will earn the APY for balances $20,000.01 and above, meaning the blended APY may change after account opening.

Tiered Earnings for Unqualified Accounts

Note: If all qualifying transactions are not posted during the calendar month, the entire balance in the High-Yield Savings Account will earn the APY for balances as shown below.