Convenient access to funds when you need them.

Our Personal Line of Credit is great for large purchases, home improvement projects, unexpected expenses, or as a backup to your Tech CU Checking account. You’ll have convenient access to funds when you need them with no annual fee.

  • Use as overdraft protection or to consolidate debt
  • Only pay interest on the money you use
  • Easy access available through Online Banking, Call-24, Tech CU ATMs, or a branch
  • Automatic payments can be made from your Tech CU checking or savings account


Personal Line of Credit Rates for Idaho

Type Credit Limit Amount Annual Percentage Rate Rate Type Effective Date
Type
Revolving
Credit Limit Amount
$1,500 - $50,000
Annual Percentage Rate
14.50% - 28.50%
Rate Type
Variable
Effective Date
08/01/2025



Use our Calculator to determine whether consolidating your debt is right for you.

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