Equity Loans & Lines in CA
Tap into your property's equity through a loan or line of credit.
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Equity Loans and Lines Of Credit (HELOCs)
Leverage the equity in your home or investment property with no origination or transfer fees!* Equity Loans and HELOCs aren't just for home improvement anymore. Homeowners and investors use them for a variety of financial situations today, or whenever the need arises.
Home Equity Line of Credit (HELOC)
Tap into a line of credit as needed.
*We absorb all costs associated with establishing your loan, which generally total between $700 and $2,100 depending on the loan amount.
On Tech CU Home Equity loans , you will not be charged origination or transfer fees. If your loan amount is over $200,000 and you pay off the balance and close the account in the first year of funding your loan, you will pay a $750 Early Closure Fee. California only.
On Tech CU HELOCs, you will not be charged origination or transfer fees, but if you pay off and close your Equity Line of Credit within three (3) years, a $500 - $1,500 early closure fee will apply. California Only.
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Virtual Branch
Meet with us from the comfort of your home or office in Tech CU’s Virtual Branch.
Streamlined Mortgage Refinancing
Refinancing your current mortgage can be an alternative to a Home Equity Loan or HELOC. Benefits may include lower payments and interest. You may also be able to take out money for planned expenses like college tuition, home repairs, or vacations. Speak with one of our experienced mortgage consultants to help you decide whether refinancing works best for you.
Speak with a Tech CU Mortgage Consultant
Learn About Refinancing Options
Why Choose Tech CU?
- People over profits – we focus on member needs, not investor returns
- Award-winning service from highly-trained and knowledgeable bankers
- Superior rates and zero fees whenever possible
- Extensive range of products for your unique financial needs
- Exceptional member benefits from quick pre-approvals to special rate discounts and yes, even pet insurance!
- Easy and secure access through online banking, Tech CU’s Virtual Branch, and physical branches in the Bay Area, Austin, and Boise.
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